Ok...warning....this is a bit of a rant!
Many people think of Japan as technologically advanced....and they are BUT their banking and credit card systems suck!!
Actually there is 1 fabulous thing about Japanese credit cards-when you go to buy something and you pay by credit card they ask you "nankai oshiharai shimasuka" which basically means "how many times?" in other words they are asking you how many months do you want to take to pay it off. I LOVE this. So if you buy a big ticket item, say a washing machine, you can tell them "gokai" 5 times (ie months) or up to 24 in most cases. So you know exactly when it will be paid off. Revolving credit is kind of new here. We don't have it nor do we want it.
Now the rant....sooooooo many places DO NOT take credit cards! I'm not talking about mom and pop shops...I'm talking about stores in shopping malls....big shopping malls. And MANY places on line, do not take credit cards or something like paypal. So...if you buy online at one of these stores you then have to go to an ATM (which are not always 24 hours) and punch in all the store's info, your info, pay the bill etc. The ATM then spits out a kind of card that will make it easier to pay with the same store the next time. Personally, I think shopping online is supposed to make it EASIER to shop....what is with going to the bank!!! UGH!
Next story....the other day I tried to make a large business purchase online using my credit card. They take credit cards so I wasn't worried. The next day we get a phone call and they have to deny our order NOT because my credit card reached its limit but rather they have a limit to how much you can spend using a credit card!!! I actually looked at the ceiling and asked aloud....
"Does no one want my money?"
Rant over! ^__^